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This Internet site describes the services offered by HSBC Bank Polska S.A. in Poland and is only intended for Polish residents.

General information on this site

The information in this site is based on the bank's understanding of the current law and practice at the time of going to press. Future changes in legislation, tax levels and practice could affect the information in this site.

This information is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice where necessary. In some cases, information provided on this website has been obtained from other sources and while HSBC Bank plc and its subsidiaries endeavour to maintain the accuracy of all information, it makes no representation or warranty as to the accuracy of this information and cannot be held responsible for errors or omissions. Persons accessing these pages are advised to obtain proper legal, accounting, tax or investment advice where necessary.

The information in this website is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any securities, financial instruments or services. The information is obtained from sources believed to be reliable but which has not been independently verified; no guarantee, representation or warranty is made and no responsibility or liability as to its accuracy or completeness is accepted.

Further information and written details about our products and services are available at HSBC Bank Polska S.A., Rondo ONZ 1, 00-124, Warsaw, Poland. This site is not intended for persons located or resident in jurisdictions that restrict the distribution of information by us. Those people accessing these pages are required to inform themselves about and observe any relevant restrictions.

© HSBC Bank Polska S.A., 2008.

 

Website Terms & Conditions

Please read the details set out below carefully before using this website (the "Site"). By accessing this Site, you agree to be bound by the following terms and conditions and disclaimers (the "Terms").

References to 'you', 'your' and 'yours' are references to the person(s) accessing the Site. References to 'we', 'us' and 'our' are references to HSBC Bank Polska S.A. References to the 'HSBC Group' are references to HSBC Holdings plc, its subsidiaries and associated companies.

Terms

All our products and services and those of other members of the HSBC Group are subject to the terms and conditions and disclaimers of the applicable agreement governing their use.

These Terms are to be read by you together with any terms, conditions and disclaimers provided in the pages of the Site. In the event of any conflict, the terms, conditions and disclaimers provided in the pages of the Site shall prevail over these Terms.

The information, material and content provided in the pages of the Site may be changed at any time without notice. Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly and your continued access to or use of the Site will mean that you agree to any changes.

Language versions

The website is available in two language versions. We kindly inform you that some discrepancies may occur between the two versions, due to the translation process.

No Offer

Neither the information, nor any opinion contained in our Site constitutes an offer to sell or solicitation or an offer to buy any securities or financial instruments or services or any advice or recommendation with respect to such securities or other financial instruments or services.

Users

The Site is currently intended for those who access it from within Poland. Because of this we cannot guarantee that the Site or the information thereon complies with or is appropriate for use in other places.

You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms.

No Warranties

The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as the law permits, and in particular we do not exclude or restrict our duties and liabilities to you.

Whilst we have taken reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the information contained on the Site, information is provided on an"as is","as available" basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the Site is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site to the maximum extent permitted by law.

We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.

Third Party Sites and Warranties

Where we provide hypertext links to other locations on the Internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to this Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.

No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site.

Internet Email

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to the Bank or any message sent by the Bank to you over the Internet.

Trade Marks and Copyright

Copyright in the pages screens, information and material in their arrangement included in this Site is owned by or licensed to HSBC Group unless otherwise noted. You may imprint, copy, download or temporarily store extracts from our Site for your personal information or when you use our products and services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of our Site on any other website, or link any other website to our Site, without our prior written permission.

Personal Data

When using the Site you are not required to disclose any personal information. We may only track the number of users who visit areas of the Site, but this tracking will not identify you. We may also record the location of your computer on the Internet for systems administration and trouble shooting purposes and to report aggregate information

Governing Law

The Terms are governed by and interpreted in accordance with the laws of Poland and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute, which may arise.

© HSBC Bank Polska S.A., 2008.

Privacy Statement

Privacy

We know that you are concerned with how your personal and financial information is dealt with. This privacy statement sets out our current policies and demonstrates our commitment to your financial privacy. We may change the content or services found on our Site at any time without notice, and consequently our privacy policy may change at any time in the future. Your access to or use of the Site will mean that you agree to the changes.

Your Queries

If you have any queries regarding privacy issues, then e-mail us more information. To ensure the accuracy of our conversation and to help us to continually improve our service and in the interests of security we may monitor and/or record your telephone calls with us. Please see our Important Notes for more details on the use of our Site.

© 2008 HSBC Bank Polska S.A.

 

Security

In our view, these four rules offer the most protection for the least effort. By following these rules you will greatly increase your PC's protection when you use the internet generally. They are not all the measures you can take, but are an excellent start. They are equally applicable to business owners and to private individuals :

Updates and Patches

From time to time vulnerabilities are discovered in these programs. The publisher will then release a “patch” to correct this weakness. These weaknesses are regularly exploited by virus writers and hackers to gain unauthorized access to those PC’s that have not been patched.

Anti-virus Software

You may already be using anti-virus software but to be effective the software should be updated on a regular basis with the latest virus definition files. If you are unsure how to do this, you should refer to the program's Help function.

Personal Firewalls

A firewall is another small program that helps protect your computer and its contents from outsiders on the internet. When installed it stops unauthorised traffic to and from your PC.

Password Advice

Passwords are the key to your online account information. Avoid using the same password for different systems that are important to you. Doing so puts your money at risk should anyone discover this single password. For this reason, you are strongly advised to have a unique password for any services as critical as your internet banking.

When choosing a suitable password, you might consider the following:

  • Be different – Avoid using the same password for different services.
  • Don’t be personal – Do not be tempted to use passwords that can be easily guessed, e.g. children’s names, pet’s names, birth dates, telephone numbers.
  • Never write them down – If you really need to record them, then use a code system, e.g. transpose some of the letters.

© 2008 HSBC Bank Polska S.A.

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